Personal Finance Reddit

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personal finance reddit

To enter your state challenge, click your state below. At each state personal finance challenge, teams of up to four students with one teacher/coach showcase their expertise in earning income, buying goods and services, saving, using credit, investing, as well as protecting and insuring. State competition winners qualify to participate in the National Personal Finance Challenge.

Online forums can be a wonderful place to talk with like-minded people on just about any topic. Today, when it comes to Canadian finance forums, one of the most popular options is the Reddit Personal Finance Canada community (r/PersonalFinanceCanada).

So what is Reddit? Simply put, it's a large group of forums where registered users can talk about various topics, from current events to ancient history, technology to psychology, films to finance. Simple enough, right?

Instead of just Googling around, you might consider joining a Reddit finance forum. These forums are basically online discussion boards where people hold conversations in the form of posted messages (this is different from chat rooms, as answers on Reddit can be lengthy and are typically archived for some time). So, in a Reddit finance forum, you may find a community of financial experts offering advice on various topics as well as other financial newbies looking for information.

As of this post, there are 526,000 members in the Reddit Personal Finance Canada community. Obviously, these people are finding the site useful! So, what are some benefits of joining a personal finance Reddit Canada forum? Here are seven of the top benefits.

There's no such thing as doing too much research, so learning as much as you can on Reddit personal money management forums about whatever financial issues you're facing or questions you might have can be a big help.

Since 2009, this forum community has been dedicated to Canadian personal finance enthusiasts. Discussions revolve around investing, equities, frugality, real estate, retirement, and much more. There are currently more than 160,000 members on this Canada money forum and over 535,000 posts.

This site is a leading provider of Canadian coupons across more than 70 categories, with a staff dedicated to finding deals and freebies. They also have a personal finance forum where members discuss everything from ways to save money to investing for retirement.

Personal finance can feel isolating, especially for those who are apprehensive or scared to address their current spending habits or financial choices for fear of judgement. Fortunately, there are a lot of online communities where you can interact with people who have been in your shoes and faced the same financial predicaments as you.

We sent this to employers to garnish wages for employees that have a past due personal income tax balance. This orders the employer to send us up to 25% of your wages until your balance is paid in full.

The subreddit suggests two major strategies for approaching your debt: the avalanche and snowball methods. The avalanche method entails targeting your highest-interest debts first, so you address the loans costing you most each month. The snowball method targets smallest debt totals first, so you can start parting ways with your lenders one by one.

The subreddit slightly prefers the avalanche approach, because it will save you money in interest payments. But they admit the snowball approach can be more psychologically satisfying. Seeing just one debt balance reach zero can be empowering, even if your larger loans still loom.

Jon is a writer and marketer for Nitro who is passionate about bringing transparency to the student loan process along with providing families with the information needed to make smart financial decisions. He also just recently refinanced his student loans allowing him to pay them off 5 years faster all while saving an additional $152/month. As he continues to pay them off himself, he strives to help others do the same. Jon also has a long history of connecting people with educational opportunities to help them improve their careers and their overall personal finances. In his free time you can find him reading travel blogs and researching destinations around the world in search of his next adventure. Read more by Jon O'Donnell

Smishing is similar to phishing, but instead of using email, the criminal uses text messaging to reach you. Same idea, they pretend they are from an organization you might know and trust (such as a bank or the IRS) and try to get your personal information.

If you think an email, text message, or pop-up box might be legitimate, you should still verify it before providing personal information. If you want to check something out, independently contact the supposed source (perhaps a bank or organization) by using an email address or telephone number that you know is valid, such as from their website or a bank statement.

Feeling lazy, lethargic and unmotivated? With more than 14 million subscribers, Get Motivated is an immensely popular self-improvement Reddit community. Packed with quotes, inspirational stories and a whole load of support from redditors, the subreddit is all about spurring you on to reach your goals. Scroll through this one for some inspiration.

Trying to hold onto your pennies? Frugal is the subreddit for you. The community is a space where redditors can share their money-saving tips and pieces of advice. From taking shorter showers to using coupon codes, all the info is right here. Everybody loves a bargain which is why this subreddit has more than a million subscribers.

If you think that's a joke or an understatement, please accept the fact that it is neither. When you sit down in the chair in the finance office, you need to be as alert as a deer in hunting season. Here's how they tried to get me, and I hope I can help one person not get taken...

This Reddit personal finance question is a tricky one. Many families ponder this every year. Having a baby is one of the most exciting chapters for many parents, and the desire to have one parent stay at home would be the dream for a huge portion of households.

We love this Reddit personal finance thread because it reminds us we can make some quick cash selling unwanted items. In this age where we have too much stuff in our homes, decluttering is a huge positive that can also come with financial benefits.

Teaching your kids about finances is one of the most important things you can do. Not only does this teach them the value of money, but you can help them learn good money habits to set them up for a financially successful future! Making it fun is the best way to keep their attention while teaching them financial literacy.

As you can see, Reddit personal finance threads have a wealth of information that can really help you to fast-track some of your financial goals. Unlike other networking sites, Reddit really uses the power of community to brainstorm and solve some of the day-to-day questions that real people have.

Juno can help you to find a student loan or refinance a loan at the most competitive possible rate. We get groups of buyers together and negotiate on their behalf with lenders to save them money on private student loans and private student loan refinance loans.

Reddit is an online community for different people with different interests founded in 2005. Since they started it, this social media platform has grown to become one of the most predominant online resources for everything on the web. Commonly referred to as the front page of the intent, Reddit offers groups and pages referred to as subreddits, including self-improvement Reddit. In these subreddits, members talk about common issues in like with the purpose of the group.

In any given month, Reddit enjoys traffic from more than 550 million participants on different subreddits. Self-improvement Reddit groups are some of the best subreddits on this platform. If you are on a journey to self-improvement or self-development, joining a self-improvement Reddit platform gives you access to the support and resources you need to reach your goal. There are thousands of subreddits dedicated to different areas of growth and development, ranging from personal finance, physical fitness and exercise, and even education.

If you feel lethargic, lazy, and unmotivated often, joining /r/GetMotivated can give you the kick you need to fight procrastination and start feeling motivated again. With more than 14 million subreddits, get motivated is a very popular self-improvement group on Reddit. It comes packed with quotes, support from other Redditors, and inspirational stories to get you started on your goals. Scroll through the page for the latest posts from other group members.

This subreddit is exactly as the title dictates. /r/selfimprovement/ subreddit community offers insight, guides, inspiration, and motivation for different areas of self-development. Here, you will find guides on the best personal development books to read and general advice on self-improvement from other Redditors. As a member of this subreddit, you will gain a lot of knowledge here.

If the area of self-improvement you are most interested in has to do with becoming better at managing your finances as part of your New Year resolutions, /r/personalfinance/ can make it easier for you to stay on top of your spending and become better at money management. The community discusses every aspect of money management and personal finance. Whether you are fresh from college and want to work on your future financial goals or a business maven seeking investment advice, or even someone with bad credit looking to turn your luck around, personal finance is a goldmine for information on money management. 041b061a72